Appraisal services for Mount Pleasant and Maury County homeowners

Check out the top 7 reasons why TN homeowners hire J B Saunders:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
To lower a mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
In the case of a TN divorce, where property needs to be divided
Determine the true market value of property in question to settle an estate in Maury county or TN

Do you own a home in or near Mount Pleasant? Do you need help determining the value of your real estate?
Contact J B Saunders.

At J B Saunders, we understand the particular needs of a customer in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, lawyers, and CPAs. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our conclusions.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an expert appraiser's value estimation than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. J B Saunders is experts in helping clients just like you do away with unnecessary PMI insurance.

Challenging Maury county's assessment of your property

Your local tax assessor may have your home overvalued if you live in a local area that's going down. This only means you are going to pay higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from J B Saunders is your perfect weapon.

Recently got a freeze your HELOC?

If your property is near a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. J B Saunders can provide you with efficient appraisal to help you reinstate your home equity line of credit.

We Also Provide Field and Desktop Appraisal Review Services

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need a seasoned expert to double-check your appraisal for precision? An appraiser from J B Saunders can go out and check the subject and comps in question in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home.